NICO General
POSITION: INSURANCE UNDERWRITING OFFICER
KEY RESPONSIBILITIES
- Assess, evaluate, and underwrite insurance risks in line with company underwriting guidelines and policies.
- Prepare and issue insurance quotations, policies, endorsements, and renewals accurately and timely.
- Analyze proposal forms, supporting documents, and loss histories to determine acceptable risk levels.
- Ensure compliance with regulatory requirements, internal controls, and underwriting standards.
- Liaise with brokers, agents, and clients on underwriting matters and risk requirements.
- Monitor portfolio performance and recommend corrective underwriting actions where necessary.
- Support premium rating, reinsurance arrangements, and risk surveys where applicable.
- Maintain proper underwriting records and documentation.
QUALIFICATIONS AND EXPERIENCE
- Bachelor’s Degree in Insurance, Business Administration, Finance, Actuarial Science, or a related field.
- Professional insurance qualification (e.g., ACII, Dip CII, or equivalent) will be an added advantage.
- Minimum of 2 years’ experience in insurance underwriting or a similar role.
- Sound knowledge of insurance products, underwriting principles, and risk assessment.
- Strong analytical, decision-making, and communication skills.
- High level of integrity, attention to detail, and customer focus.
- Proficiency in Microsoft Office applications and underwriting systems.
PERSONAL ATTRIBUTES
- Ability to work independently and meet deadlines.
- Strong interpersonal and negotiation skills.
- Results-driven with a proactive approach to work.
Interested applicants should send their letters with a detailed Curriculum Vitae with three (3) traceable referees to: recruitment@nicogeneral.com not later than 2nd January, 2026.